Ronald W. (Toby) Tobleman

 Mr. Tobleman began his professional career in 1973 and has been with Rudd and Wisdom, Inc. since 1976. He is the Rudd and Wisdom officer authorized to provide investment and financial planning advisory services through the Financial Services Division of Rudd and Wisdom ,Inc. He is a Senior Principal of the firm and the Principal in Charge of the Financial Services Division.

Mr. Tobleman is a Fellow of the Society of Actuaries (FSA), a Member of the American Academy of Actuaries (MAAA), an Enrolled Actuary certified to perform actuarial services under the Employee Retirement Income Security Act, a Chartered Financial Analyst (CFA) charterholder, a Certified Financial Planner (CFP(R)) certificant and he also holds the Chartered Financial Consultant  (ChFC) and the Chartered Advisor for Senior Living (CASL) designations from The American College.

Mr. Tobleman was a Plan II honors student at the University of Texas at Austin where he graduated Phi Beta Kappa with a Bachelor of Arts degree in Mathematics with Honors (1971) and with a Master of Business Administration degree (1973).

Mr. Tobleman is a native Galvestonian and graduated from La Marque High School in La Marque, Texas where he graduated salutatorian class of 1968.  He has been married to native Austinite Cary Lee Bauhof since 1971 and they have two children and seven grandchildren.