Our Services

The financial planning and investment advisory services that we provide can be divided into three primary categories.

First, Rudd and Wisdom Financial Services Division provides comprehensive and special topic personal financial planning services to individuals and families. Comprehensive financial planning is typically constructed around long-term retirement planning and other life goals including pre-retirement asset accumulation and post-retirement asset distribution strategies.  Special topic financial planning engagements can include most any financial topic including as examples: planning for college expenses for children or grandchildren, reviewing proper amounts of life insurance, reviewing the risk of long term care needs, assisting in the employee selection of the most advantageous employer offered health care option and reviewing Social Security benefits maximization strategies.

Second, Rudd and Wisdom Financial Services Division designs resources for employers to use in providing basic and advanced financial planning tools and education for their employees.  We develop and present customized employee presentations that outline the basic concepts of financial planning while incorporating the unique employer culture and the particular employee benefits provided by the employer. We serve as an extension of HR staff by raising employee awareness on the core concepts of financial planning: Goal Setting and Budgeting,  Risk and Insurance Management, Investments Management, Income Tax Planning, Retirment Planning and Estate Planning.  We also can provide blocks of time at the employer worksite for employee "question and answer" access to our independent and confidential advisory sevices.


Third, we serve as consultants to employer sponsored retirement programs in the selection of investment options and funds selected for use as employee investment options. Many employers want an objective and independent source of professional advice in order to assure that unbiased due deligence is performed in this important task with the well-being of the employees being our highest goal. We do not nor will we ever have any affiliation with investment funds or investment product vendors. In this way we assure that our advisory services are independent and are not cluttered with potential conflcts of interest.


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck